Travel Insurance
Soneva Gili, Maldives

Travel insurance gives you peace of mind and lets you relax, buying it online lets you save

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Multi-trip Travel Insurance

While multi-trip or annual travel insurance was once considered only for business men and women, today, more and more holiday travellers are beginning to see the advantages of this product. When you consider the number of leisure trips, both domestic and international, that you take annually, and look into the cost of per-trip insurance, you may find that it is more cost effective to purchase annual multi-trip insurance. Having purchased annual coverage, you might feel free to take even more pleasure trips each year. After all, you can rest assured that any resulting medical expenses or loss will be thoroughly covered. However, insurance typically limits trip coverage to 60 days (depending upon the policy), so be sure to select the policy that lets you travel in the manner you prefer.

Selecting Between Annual Multi-trip and Single-Trip Insurance

If you take two to three trips per year, annual multi-trip insurance may very well be the most cost-effective option for you. It is a misconception that this type of coverage is only appropriate for those who travel on a monthly basis. You can determine the savings yourself by simply estimating the trips you will take and investigating the price of per-trip insurance versus annual insurance. For those who like to travel, it is frequently better, and simpler, to enjoy year-round coverage.

Be Spontaneous

In addition to being more economical for semi-frequent and frequent travellers, having annual insurance enables you to travel on short notice. If you see a good deal and wish to take advantage of it, why not? If the weather turns bad at home, and you wish to spend time on a Pacific island, why not? The assurance that you are covered for medical expenses (not on domestic cover apart from Aust cruising), trip cancellation, loss, and theft, is a wonderful way to have peace of mind for such spontaneous adventures. Having annual travel insurance also ensures that in the event of any sudden departure, trip insurance won’t be accidentally overlooked. Annual or multi-trip insurance is the perfect accessory for any carefree lifestyle. Subject to T&C of PDS not all situations are covered. 

Annual Multi-trip Policies More

In addition to the convenience and savings afforded by annual insurance, there is an additional benefit: such insurance simply offers more coverage. Annual insurance tends to cover both international and domestic trips, and it tends to include the following:

  • Lost deposits and fees for cancellations and other changes in plans
  • Expenses toward medical and dental appointments as well as hospital stays
  • Expenses involving the purchase or loss of luggage or other necessary equipment
  • Assistance in case of emergencies
  • Accidental death and disability life insurance
  • Property damage and injury liability in the case of an accident where you are at fault
  • Excess fees or daily loading fees for rental vehicles

(All the above is subject to T&C’s of the PDS, not all situations are covered)

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Private picnic on the beach at Shangri-la's Villingili Resort

*Insurance disclaimer - Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. Discount applies to the standard rate for Butler By the Sea policies. This material contains general information only and may not suit your particular circumstances. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. Butler by the sea Pty.Ltd. ABN 58 149 050 993 is an Authorised Representative.